Posted 6/8/2013 6:55 PM (GMT 0)
So some of you are aware that I was in a battle with my insurance company over coverage of Actiq for non-cancer pain. My first appeal was (of course) denied. I was then told that my second level appeal would involve meeting with some board. Then I was told that it wouldn't and some outside doctor would be doing a review since it was a medical necessity claim. I was a little irked that I wouldn't get to speak with someone directly but at least it was a doctor doing the review. So that gets denied as well. I was legally entitled to read this doc's report. It was clear to me that this doctor didn't even read the documentation I gave him because he listed several pieces of information that he said were missing from the packet (including my initial diagnosis) when it was all there. I e-mailed the appeals coordinator to let her know that I was going to be pursuing the third level (state) appeal. I happened to mention, because I was pissed (can we say that here?) that I didn't feel that the doctor who did the review really reviewed anything.
The next day I get a voicemail from her, and an e-mail. I figured that it was just information on the state appeal...but it wasn't. It was a message that she worked on my behalf (she was awesome throughout the whole process) and got me a phone interview with the Chief Medical Officer and VP of the company. I was amazed because I knew that this was not a normal part of the process. I spoke to the guy earlier in the week and he was completely poker faced about everything. I laid out my case, answered his questions and that was it. He said he would have to think about it, asked if I had any additional documentation (I did), and said he thought he would be making a decision by the end of the week. Today I got the letter: they reversed the earlier decision. The letter said that the doctor was very moved by the case I presented. I am so, so excited! The last two months have been absolute hell. My doctor first tried morphine and then dilauded, neither helped much and both made me really, really sick. I am so, so happy!!!!!