Can't lose belly fat. Can surgeries be the culprit?

Hi everyone.  Have a question.  I 've lost about 20 lbs due to change in diet and exercise.  Everywhere on my body has gotten smaller....except my belly.  I've had 3 surgeries on my belly-gallbladder, ressection, and then reversal on the ileostomy.  Could having surgeries on my belly be causing no weight loss in the midsection.  It's so frustrating.  I look like i'm in my second triemester.  Also the bloating doesn't help either.  I weight 135 lbs but have this protruding gut.  Help!  lol thanks

I agree with Kazbern that it is pretty normal to have more fat as a mid life woman than a young one, I also believe that each of our bodies is programmed to store it in a certain area-we have all heard women gripe about thunder thighs or big bums etc and that some areas (usually the ones you would most like to lose the fat from) are the very last to do so. Maybe it will not help with tummy fat but possibly doing some light repeat excercises will tone up that area making it look better? Or even standing taller with shoulders back, head up and tummy tucked in can make a difference.

I started storing tummy fat after prednisone. That is what I choose to blame! The drug we love to hate!

I'm 29 yrs old and i have had a child but he's 7 yrs old now so i can't blame that anymore lol. i go to the gym 5 days a week, watch what i eat and regularly do cardio and toning classes. I'm burning the calories, went from a size 12 to a size 6 but this darn belly won't budge. I mean don't get me wrong it did slim down a little but nowhere near flat enough to wear a bikini. you can see the buldge through my shirts. it's so gross uggg so frustrating. also where my scar is on the right my belly bulges a little more on that side. my belly button is also huge from having surgeris going through there. i hate this disease. it affects everything.