This response goes out to lightningbug: I'm kinda in your boat!! I lost my job last June/2010, and have been on CobraInsurance since then. I can only be on that for a year and at whihch time if I have to go on disability, they will extend it for 24months. I don't have a drug policy on my insurance, so I had to apply to thru a drug company Humira to see if I could get assistance, and so far have heard nothing back. They were supposed to send an application to my Doctor, but they haven't received anything either!! I guess what worries me the most is that I now have developed pre-existing liver conditions because of my Crohns, and I think that started around 2007. My GI Doctor says it's minimal and has been for over a year now, so I may try it if I can get approved. I have an app. to see him this week and I will definitely be asking questions. I also thought that insurance companies were to accept you regardless of your pre-existing condition, I had thought they had passed a law into that effect. Who knows about
our government these days!! Good Luck and keep me posed on how your are doing--Hugs--Silvergriz