Jamie: I appreciate you being here too! I would be absolutely lost without you. So please don't even consider leaving here.
I know that lack of sleep does horrible things to you alone, not even taking into consideration everything else that is going on. You are being stretched in every direction. Karen is right. You need to take a step back and very slowly try to sort things out. And meanwhile keep going easy on yourself. You are doing the absolute best you can!
As for the bills, I truly understand that dilemma right now. The oil company called me the other day asking me for more money. This is after I have paid them $900.00 in 6 weeks and I had already called on my own and made a payment plan. I was speechless. Finally I found my voice and told them that I was truly sorry but I had nothing left to give them. I mean, what more could I do?? So, just pay what you can and at least show you are consistent - even if its a few bucks it shows you are not ignoring them.
Keep hanging in there. I know this seems like an endless battle but you are not alone!
Cass