Posted 11/8/2011 4:47 AM (GMT 0)
I think I've posted before that I want to get my PhD. I don't see it happening anytime soon, and I have an overwhelming amount of student loan debt that takes away most of my income. I don't make much right now as a human resources leader at a department store.
My mom is a licensed practical nurse making twice my salary. She threw out the option of me going back to school and becoming an LPN. I hate the idea of going into a medical field - I hate biology, the work is unappealing. However, I also hate my current job. And money IS an issue right now.
So out of curiosity I looked into the LPN program at my local community college. I wouldn't need about 5 of the courses because I already had them either at the same community college, or at my 4-year university (and I know they will transfer/be acceptable replacements). So I could do the LPN program (if admitted) within about 3 semesters, if I would go full-time. Four or five semesters if I do it part-time. However, all (or at lest the bulk for sure) of my student loans will defer and a good chunk would not even collect interest (Stafford loans).
I could then work for a year or two as an LPN and probably be just as unhappy as I am now, but making twice the salary. I could pay off a chunk of my student loans by staying at home (which I also hate the thought of). But then, in a few years, graduate school may be more attainable.
Or, I could try getting into graduate school next year and risk not making it financially.
I feel like my decision-making capabilities are just crap right now, and I keep jumping from one idea to the next out of desperation.
What would you do? Jump in and try to make it living practically out of a cardboard box (exaggeration, of course) in graduate school - and perhaps end up having to leave due to massive loan debt you can't afford on top of school? Is it worth the risk if I really love it? Or would you spend the extra money to go for an LPN, work a few years and remain miserable, and then try to get into grad school?
I know the best long-term option would be the LPN, but I also know how much I will hate it. Plus my mom's been pushing a medical career for years and is completely unsupportive of my graduate school desires. So I don't want to listen to her sole advice on this issue. I also can't think of any other high-in-demand well-paying job that would be quick to learn in school. Medical facilities are practically begging for more quality LPNs in my area, so I would find a job probably immediately.