Things are tough....

I have been treated for depression for years, but the last few months have been the worst. I do nothing but scream at my husband and son. Every little thing agitates me, I'm becoming meaner at work. For years we have had financial problems. A year ago they started garnishing both of our paychecks for ourunpaid student loans. We don't work in the fields we went to college for, but have jobs that pay crap and don't require college. We can never pay our rent on time or car. In November it got really bad. On November 4th we had to put our dog down. He was 13 and we'd had him all his life. He was my substitute baby since I couldn't have one. Our son was adopted at age 8. Our dog got really sick really fast and because we were broke we couldn't pay to make him well. Then right before Thanksgiving our car was repossessed, our landlord was going to evict us and my husband had a tear in his retina, which required immediate surgery. My 71 yr old parents cashed in a CD to get my car back. My husband's mom paid rent and food. Things started to get betterthen ourother dog got sicker and on December 13th we had to say goodbye to her too. My heart was broken they were my other 2 kids. Then in January our apt was broken in to and my purse was taken. The next day the other car died and the following week my car wouldn't start.then because I was late to work those days I got written up and am 1 step away from being fired for those lates. Now our finances are screwed up again. Oqur apt is disgusting because I never have energy to clean and no one else bothers to do it. My son is 19 he helps us out financially but can't remember to put anything away. My husband has another eye surgery this Friday. I have no idea how much all of the surgeries will cost. But I come home from work and constantly yell about our filthy apt or money. I hate myself for being so mean. I cry almost daily for my dogs even though we have a sweet new kitten. I switched from Celexa to Prozac and also take Wellbutrin.
I am so sad and so frustrated. I need to be happier again, but I'm still grieving my dogs. My mom said I had an unhealthy attachment to them and need to move on.
Pat
Age 49 wife, mom, screamer

I added a title to your thread.  Hope you don't mind, but you will get more responses that way...

 

Post Edited By Moderator (getting by) : 3/1/2012 7:07:36 AM (GMT-7)

I suggest doing the following things. (In no particular order) in addition to what Karen has suggested.

1. Make up a household chore schedule of who is responsible for what chore and have that person initial it when they complete it. (Have a family meeting to explain what and why you are doing this.)

2. Locate a credit counselor/advisor. There are programs available that are free. Check with your local public aid department, library, or social service agency. Sit down and work with them in creating a budget. They may also be able to help you work out a payment plan for your student loans and get the garnishment lifted.

3. Contact the hospital where the surgery was and will be performed and ask about their charitable care programs. Even if you do not qualify for medicaid you may still qualify to have all or part of the hospital bills written off. Many times the income limits are much more generous than those used by the government. Also if the doctor doing the operation is employed by the hospital many times his bill will be written off or reduced too.