This is exactly why I say to read the association rules first. We can have fences, dogs any size (the people across the street from me have two beautiful great danes), we can plant whatever we want, etc. But the rules do have us submit color changes to the outside of the house to be approved before painting it. This doesn't bother me because I wouldn't want to live next door to a purple or pink house. Some people have no taste at all and it definitely would affect my home price and possible sale. We also have to keep our yards mowed and taken care of, gardens weeded, and no cars parked on the grass...like a junk yard. If you have a boat or camper, you can store it behind a fence and also our garbage cans. That's just about all the rules we have and I think they are totally reasonable. If I didn't, I wouldn't buy in this development and would look elsewhere. Consequently, when you enter my development, it's gorgeous and all yards and homes are well maintained. It does make a difference when you go to sell your home, too.
I understand the over 55 communities. Yes, they have get togethers, bingo, bunko, etc. but I have enough to keep me busy without that. What I do not like about these communities is you can't have a child live with you. If one of my children lost their job and needed a place to stay to get back on their feet, I couldn't have them live with me because they are not 55 + years old. If I had my family killed and grandchildren needed a home, I couldn't take them on. My family is too important to live someplace where I couldn't provide a roof over their heads if they needed it.
My mother lived in Sun City Center in Florida (about a half an hour from Sarasota) and that is a gorgeous 55 and over community and her section was also gated. But, whenever my husband and I would come to visit, Mom had to let them know ahead of time. Then we had to go to the clubhouse shortly after arriving, have our pictures taken and a badge made for us to use to get into the pool, into the gates, etc...and we had to pay for those badges, too! We could not stay longer than one month either. We only stayed two weeks and were glad to get back to our own home. Some people really love and want that but it wasn't for me. Sun City Center is really nice...especially if you are looking for a retirement community. There is a lot there so you might want to look it up online if you are interested. It's about a half hour north of Sarasota.
I also love seeing children and people of all ages. That makes me feel younger. In those over 55 communities, you sit around and watch your friends get sick and die. I have three darling children next door to me, and several across the street. We have people of all ages in my development, too. We also have cook outs several times a year, and adult only St. Patties Day party...and even a pig roast! We have cookie exchanges at Christmas and also we do Christmas caroling down the streets at Christmas. We have parties for the children like Easter egg hunts, Christmas parties, including bounce houses and pony rides. This comes out of our association dues. My dues run me under $300 a YEAR. Now that's what I call cheap! LOL So I can be as active or reclusive as I want to be.
So, sit down and weigh everything before you decide what you want to do. There are good things and bad things to everything. I think everyone has given you some food for thought, too. This is the largest investment you most likely will make so go into it with your eyes totally open.
Sherrine