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Fibromyalgia
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Posted 9/11/2014 8:03 PM (GMT 0)
I just wanted to share the update about my long term insurance. In June I mention the stressful interview I went through with them. It tooks months to get them off my mind. I felt very violated after being followed to church. Well I just found out by my Dr. Today that they are asking him if I can work. He is. Not my main Dr. and doesnt really know the whole detail why I am disabled. I could just tell by talking to him. He sees this young person that has improved. I explained to him why my disability came about and how much beter I am because I am not working. I explained to him about the chronic fatigue and pain.

It just amazes me how Certain Dr's don't want to get involved. He said he wasn't going to answer it because he felt it wasn't his decision to make. He did mention that these companies want you off because they don't want to pay you. He did say you deserve it, but didn't want to get involve in it. I believe they are afraid of getting drag into court. He going to refer it to my main Dr.

These things just stress me out. I told myself today it's out of my control. I wish I could work. I have already tried it twice going back only to get into the same severe sickness. I just wish Dr's were on all the same boat. It would make life much easier.
Posted 9/11/2014 8:19 PM (GMT 0)
If all doctors took the time to study and understand this illness a little bit then there would be no question in their minds that you need disability. Age shouldn't matter. You can be disabled at any age.

Start keeping a journal showing what you do, the fatigue you have when doing it, the pain levels you have (using the pain charts in Fibro 101) so you will be prepared when they ask you to fill out forms. I know we all pace ourselves so we really don't get heaps of things done in a day...not like a so-called normal person.

Look at the people considered disabled because of PSTD. They are young, look healthy, but they aren't! And Angel, they HAVE found cheaters by "following" people. There was a video of some people that were "disabled" doing things none of us could do and they got in trouble for it. But just attending church is something people in wheelchairs do. It was pretty low, granted, but just consider the source.

Yes, it's out of your control right now. Just be armed with the truth and the truth usually wins.

Sherrine
Posted 9/12/2014 1:29 AM (GMT 0)
ak,
I am really truly sorry you are having to deal with this. IT is like taking an old wound that was not healed and dumping the salt in it. It is a shame that Drs. do not want to get involved. I feel that some of them look at it as a hassle they do not want to deal with. However, it is out of your control, You can not change what has happened you have no control over that. I do agree with Sherrine. Start documenting the heck out of everything How it makes you feel after doing it. Character witnesses that may be family or church members that see you struggle with things.

I am so sorry ak that this is happening. I hope your regular Dr. is willing to go to bat for you and help you through this process to do whatever it is you need, to show that you truly do need the help of the LT insurance. My thoughts and prayers are with you. Hang in there Kiddo you are stronger than you know and will get through this, This I know.

Hugs Ak xxxxx
Michael
Posted 9/12/2014 1:58 AM (GMT 0)
Hoping your main dr. Can support your case. It is also a disease where what we can do 1 day, we cannot do the next... This is often misunderstood, but not by people actually suffering with the disease.

Sounds like some in the insurance business, could use some education . I often think if health insurance covered some of the alternative health care, it would keep us from needing more expensive care down the road. It's a short sighted call, but still true.

Lj
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