Sorry to hear about
the ladder incident.
I've caught my wafer on a lot of things, but have never had the pouch pop off. You must have hit it pretty hard or maybe it wasn't completely snapped on and locked. That has happened to me, but luckily, I caught it in time.
Lately, I've been wearing boy shorts for girls, too, thanks to summerstorm's suggestion. They're great at holding everything in place, and my hubby likes them, too!
Yeah, how exactly do you get your bag caught in a bag?