It does just depend on your insurance company. At the time of my operation, I had Personal Choice, Pa Blue Cross and Blue Shield...excellent insurance. They covered EVERYTHING and I mean Everything. I never received a bill nor did I ever receive a statement from the hospital or my surgeon. Like Dad said....I never asked either. However, I have been on Medicare for the last four years and they are a different story
I am glad I listened to my husband and stock piled supplies while still with Personal Choice! Would you believe Medicare said ok to the Reliamed drops and stoma powder, but denied the bags??? What morons! Well, we got it all ironed out in a month's time, but glad I had extra boxes on hand.