As a now ten-year veteran of being retired, a few points I would like to make.
First, Pratoman said:
"I realized how utterly unimportant it was to be working my butt off and how very important it was to find a balance that allows me to both make a living but enjoy my life."
And TJ123 said:
" … some people are very fortunate to work in jobs they love that give them a supercharge and help them forget about
other problems in their lives."
Both are right. We've all heard the expression "Nobody dies wishing he'd spent more time at the office" and for most of us that's true. But TJ123 is certainly right also in pointing out that it's a lot of fun to work at something you love, for as long as you can.
Both of these points remind me of something I once observed years ago while still working in the Catalog Department of my library. A colleague of mine there, Nancy, was the ultimate workaholic. That job was her life. She never married or had a family, and she usually even worked extra days and at nights, though not required, simply because she wanted to.
In fact I have this memory of her leaving the department late one Friday afternoon, going out the door with this big, fat (inches thick) 3-ring notebook under her arm. I immediately recognized it as "Tagging and Coding Specifications for Input of Monographic Cataloging Data," one of the reference tools we used at the time to input data into our system. "Heavens!" I thought to myself, "She's going to spend her weekend, maybe all of it, reading that dry, boring tech manual!"
Know what I did what weekend? I spent it throwing a football around in the back yard with my young sons, and later grilled some burgers for a family cookout.
And I have ZERO regrets that I made that choice, again and again, while I was working. Family was always Priority One with me, and I have two fine sons, with great lives going for themselves, to show for always putting them first, over the job.
The promotions I might have gotten had I put the job first in my life? The extra salary increases? Looking back now all that would have seemed meaningless, if my relationship with my wife and kids would have suffered, because I was always "at work."
I always did well at my job, always getting high marks at evaluation time, but I never made it my whole life.
That's not to put my former colleague down. If she was happy with being devoted to her job and little else, then more power to her. I just hope that in the end she never looked back and thought about
the other things in life she had made no time for, because of her job.
And if you're like her, then maybe staying on at your job for as long as you can will be the right thing for you to do.
But for the rest of us, the question remains, when is the right time. Well, in my own case, looking back again from a ten-year perspective, I now realize just how important "gut feeling" was for me. When I had come to "feel it in my bones" that it was time to go, I went with that feeling, and I know now that for me it was definitely the right call.
I would do the same thing over again.
So if every other important factor, especially one's financial situation, has been vetted, and things are still "go" for retirement, if that decision is to be made, I think putting a lot of trust in one's "gut feeling" about
it is very important.
That's what I did, and ten years later I don’t regret at all having done it that way.
BTW, we had a pretty good discussion on this issue, of when to retire, a few years ago, if anyone wants to pursue this even further:
/www.healingwell.com/community/default.aspx?f=35&m=3398048