Insurance question

I'm currently applying for two jobs (DH and I want to move back closer to family now that we have a baby).  Both are university professor positions, so the insurance should be quite good, as all universities I'm familiar with offer great coverage to employees.

However, do I need to worry at all about being denied coverage?  There won't be any lapse in coverage between my current job and my (hopeful!) new job. 

When going from one group plan to another, as long as you were never "not covered" in between, they cannot deny you coverage. Your rates and deductibles will be different, most likely higher, as state plans are cutting the budget. My husband works for a small company and they change insurance providers every year because it seems like one company will give us a great price to get our business, then at the end of the first year, they double the rates. Yes, I said DOUBLE! So every year they shop for a new provider. We have paid as much as $600 a month for our family of three to be on insurance. Since my monthly medications would cost more than that without insurance, we find a way to pay it. It's taken out of his pay check and we never see it. Also, check to see if your insurance premiums are taken out before or after taxes. If they are taken out before your income is taxed, you cannot put that cost in "medical bills" for your taxes. If your premium is taken out after taxes have been applied to your check, you can add your insurance premium to your "medical bills" total on your taxes. Of course medical bills only count if you itemize on your taxes, and it has to be above a certain percentage of your income.

Thanks, everyone. My husband currently works for a university and his insurance is fantastic. We were considering switching me to his insurance this year because the coverage is better, but decided there wasn't any reason since I was healthy. Then I got the UC diagnosis in January...DOH! If I don't get one of these two jobs, I'll definitely switch to his when I can.