Wow, great comments by all. I learned that yes you can catch a cold from 5 year olds and that when you are a granny it takes longer to bounce back.
I also learned to continue to follow my common sense as it rarely leads me astray.
The other think I learned was about Income tax.
What is considered income and what is considered earned income when it comes to Social Security? I have to pay more taxes because I had to much "income" that I withdrew from my pension plan so a percent of my Social Security got taxed. Hard lesson.
Hugs
Kitt