Hello SK,Sorry to read of your problems. Your job, when you’re behind, is to prioritize. Decide, every month, where the money is going. Maybe right now, it doesn’t cover everything. But if it can keep a roof over your head and sanitary conditions under that roof, you can work from there. The piece that many people struggle to wrap their heads around is that it’s even harder to tackle your financial situation when you’re about to become homeless.
Look into getting a full time job and keep talking with your husband re his getting out to find a job as the two of you are in this together.
With all your facing any person would be anxious. Taking action beats living in anxiety.
Don't forget all the places that will help you out - do you have a family services available in your city. Also your church, do you belong to any group such as a church that would help you get back on your feet.
Remember any job is better than losing your home. School can be put on hold when it comes to choosing between your family home and your education.
I raised 3 children as a single Mom and took a job in a factory.........eventually I found myself in a better place and went to school for my RN.
Using the computer is great to find leads but nothing beat presenting yourself to a firm that may be looking for an employee. Also follow up on your cold calls so you are remembered.
I hope this helps.............sending you big hugs and lots of self-esteem to get this problem taken care of.
Kindly,
Kitt