Exactly who are you Etchie and where do you come from. I was diagnosed with B/C 4 years ago and I have diagnostic mammo every 6 months. I have been covered under 3 different insurance plans and they have all paid for the test. I do have to meet deductables and/or make co-pays but I think that is normal.
As others have told you, the only difference is that you wait for the Radiologist to read the films right then and there.
I hope that you are misunderstanding, because it took a lot of time and hard work for Breast Cancer patients and survivors to get, by law, the insurance benefits we all need to get well and stay well.
Candy