If your insurance runs out at the end of the month, (did you tell the surgeon that?) If it is that bad why can't he schedule you an emergency MRI right away and then do the surgery before the end of the month? I know they can do that. if the situation is deemed bad enough. When I had my first fusion, they did a myloegram and found what they thought was a tumor on my cervical spine, they rushed me to a hospital with an MRI (this was back in 1985) and they done an emergency MRI, they found that the C6/7 disc was pressing into my spinal cord and it had ruptured and had fragments in the spinal canal. The neurosurgeon was called, and he reviewed the scan, and they admitted me right away, and did surgery the first thing the next morning!
You might want to at least ask your surgeon about this, if he thinks that this is that bad, he might work with you, to get it done before your insurance expires. Worth a try anyway isn't it? I mean what do you have to lose? But by at least asking you might have allot to gain???? But time is running out! Good luck to you!
White Beard
P.S. Excuse me, but I forgot to Welcome YOU to our Healing Well Chronic Pain Forum! So Welcome!!