finally my mind is at ease good and bad news

I have been worrying so much that it was interfering with my sleep  desipite sleep meds . I was worrying  because I didnt hear from the health insurance company even thougth the agent I talked to said my insurance will start on feb 15 th tommorrow well I wasnt home on friday was out with hubby for his birthday. well anyways  they left a message on friday saying my application was approved and my insurancen cards will be sent out in 5 days. well my appt about my gallbladder problems is for tuesday so now I have to reschedule my appt thats the bad news but the good news is I was approved for insurance. I am hoping I receieve my cards this week and can reschedule appt for next week. Wish me luck. Thanks for listening. I hope everyone has a low pain day and a happy valentines day.

kimber

I am g;ad you got your insurance approved. You know it is just one of those things, that we just really can't go without!! I guess a person never really realizes that, untill they need it!. For all the cost of it, it is still better than having to pay a large medical bill! I do hope that they cover your Gall-bladder right away. I got mine taken out a couple of years ago, mine was not functioning. I have also been able to observe a Gall-Bladder operation, while in nursing school. It is amazing that they can do it with just a few small holes in the abdomen! So I have been on both sides of that procedure!

Good Luck to You

White Beard

Kimber,
If the insurance is in effect (in other words if it starts on Feb. 15) you should be able to get your I.D. #, Group # and Plan # (usually I.D. # and Group # are enough) and give them to the doctor's receptionist. It's pretty common for there to be a lag time in receiving the cards, but the crucial thing is the date coverage starts. You can call you doc's office and tell them the insurance starts on the 15th, and you don't have your cards yet and ask what info. they need. Then call the insurance company and get that info. and take it with you.

I still wonder if they're going to cover the surgery, if there's a pre-existing condition exclusion in the policy. Would hate to see you get stuck for the bill for the surgery.

Good luck!

PaLady
p.s. If you have your I.D. # you can often get info about your coverage from your insurance company's website.

Kimber, I'm really happy to hear this, and it must be a real relief for you as well. I have thought of you many times and wondered how you were doing. It was a sham you had to wait so long, but it's almost over with. Please let us know when you have your surgery. Thank you so much for reporting back to us here. Absolutely wonderful news! :)

Michael

* HIGH FIVE*

 

 

     Finally some good news!!!! One less worry! And thank goodness too, youve already so much pain and stress it is about time something went well! Stay strong!

 

*hugg*

  dani