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Had to start a 2nd job due to debt from pain issues

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Posted 6/13/2014 4:38 PM (GMT 0)
Hello everyone,
I've posted on here before about my different chronic pain issues. Because of the credit card debt I've racked up in trying to resolve them, I had to start a 2nd job. Although it is part time, I just feel so overwhelmed already and it's only been 2 days!!! I don't know if I can handle both a full time and a part time job especially since the full time one is stressful as it is but I know in order to get out of debt, this is the only option. I'm also worried that I'll have a flare-up while on duty and since I'll be working alone, I don't want it to negatively affect the business or my ability to work. I take different chronic pain herbs such as DLPA and turmeric curcumin and although they do help a lot, they don't completely eliminate the pain.
The strange thing is that I really wanted this job and even applied when they weren't hiring. When the manager called a month later, I was surprised but immediately felt down and overwhelmed. It's just not fair that most people my age are in debt from a college degree, a new car, a house, and children and here I am deep into debt with none of those things. And to top it off my car broke down last week so the first few months of working will only pay for a newer car and not help eliminate the medical debt. I'm doing everything I can to help myself, even going above and beyond sometimes, but it never seems enough. I know life is not fair but it very well should be!!!
Posted 6/13/2014 5:44 PM (GMT 0)
I can understand. Many of us here can well sympathize with you in this regard. My CP and related issues have, over the course of time, cost in the tens of thousands of dollars. It's a pickle. Can't afford to be sick. It's also tough to afford to stay well.

The best we can do is plug along one day at a time, one moment at a time. Making an effort is the biggest way to contribute!







M.
Posted 6/13/2014 7:59 PM (GMT 0)
I know how overwhelming that debt can be. I'm also in debt due to medical bills along with other reasons. I try not to stress about it to much. I actually think my husband stresses about it enough for the both of us. I can't even work at the moment seeing as I have an injured knee and I'm waiting to find out if I need surgery or not. If not then I can go back to work but if I do that's going to add to my medical debt. But not much I can do about it. So like I said I try not to stress about it and take everything one day at a time.
Posted 6/14/2014 12:26 AM (GMT 0)
That is awful. If you have the chronic pain, you need the rest. I can't imagine going to another job after working full time. Bless you. I went from a lovely 1000 out of pocket this year to 4000. This is just great. Making the 750 ded has been tough but once I got to 1750 I was done for the year. So here I go with the credit card.
Posted 6/14/2014 1:18 AM (GMT 0)
Yes, yes and yes. Thousands upon thousands of dollars. With insurance. I totally sympathize.
Posted 6/14/2014 10:02 AM (GMT 0)
Really, how interesting.

I am also in tons of medical debt. I haven't even added it up, but I know it is well into the thousands if not the tens of thousands. I have had medical insurance the entire time also. Used to be private, then I got medicare.

Trudy
Posted 6/14/2014 4:19 PM (GMT 0)
For what it is worth, anyone with medical debt that is having trouble paying for it should talk to those they owe about what forms of charitable care they offer. Many hospitals along with clinics and doctors offices often have programs in place and these are set up for people with and without insurance. The only requirement is your income pro-rated for household size.
Posted 6/16/2014 12:56 AM (GMT 0)
I should've posted this in the depression forum because ever since I've started this job, that's how I feel. I have cried more the past week than probably all year. To make matters worse, last night my co-worker told me so many horror stories about the job as well as the work ethic of other employees and it makes me so sick. I have only been working a week so I don't want to quit so soon but I don't think I'll be working there for long. The boss is nice but is a cheapskate and not willing to pay his staff a fair amount. One thing that really got to me is that he advertises whole milk at the breakfast bar but it's really 2% since it's cheaper. I hate lies and deception and although that's not a huge deal being that breakfast is free, it's still a crummy thing to do to guests. Also, he still hasn't told me how much I'll be making an hour but after talking to my co-worker, I'll probably only make a little over minimum wage which is a crock because my current job pays more and I've been having to reduce my hours there to accommodate my shifts at the new job. By the way, my 2nd job is a night auditor at a hotel and after researching the wages and job responsibilities for that position, I'm not getting a fair deal here. First of all, I've read that night auditors do not have to make breakfast but I have to spend a good 2 hours doing that along with the typical auditing and paperwork and even some tasks the housekeepers should be doing. I do not eat breakfast foods and only cook for myself so having to do that for hundreds of people is stressful and frustrating. I am so fed up already but if I don't pay off my medical/credit card debt soon, I'll end up owing $1000 just in interest for this year. :(
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