My doc ordered that test for me before starting me on imuran. My insurance balked a little bit but ending up covering it.
It's not terribly expensive (relatively speaking, that is) - I think it's three or four hundred dollars. That might be a lot to a patient, but to an insurance company it's not much at all, when you consider a single night in the hospital can cost thousand of dollars.
The test is becoming more and more common before starting imuran or 6mp. Having the proper genetic makeup to metabolize these drugs does not guarantee that you will tolerate them well, but *not* having the proper genes to metabolize just about guarantees you'd have problems, potentially serious problems at that. From that point of view, I think the test is worth it for you and for the insurance company. Have your doctor appeal them and tell them it's cheaper to do the test than to pay for you to be in the hospital if you take the drug and find out after the fact that you can't metabolize it.
Studies of large populations have shown that 90% of people have the genes to metabolize it properly, while 10% of people don't. Of that 10%, most (about 9%) are partial metabolizers, meaning they can metabolize only smaller amounts. The remaining 1% have a genetic mutation that makes them unable to metabolize these drugs at all. For those, it could lead to serious consequences with just a dose or two.
Like I said, even those people in the 90% who have the proper genes to metabolize these drugs still need to have blood tests done and be followed by their doctor after starting 6mp or imuran, because they could still potentially have problems, but if you're in the 10% (or especially the 1%), it's pretty much a guarantee you'll have problems.
Appeal with your insurance. In the end, it might be cheaper for them to just pay for it than to fight your appeal too long!