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Posted 3/27/2012 3:04 AM (GMT 0)
I am just wondering what everyone does about insurance? Does anyone collect disability? I want a job with benefits but lets be honest, it's hard for me to hold a good paying job becux I frequently get sick. Therefore, I struggle with health benefits. I'm very scared to lose health insurance with all of the meds I take. A three month supply without insurance for one of my pills is 1000 dollars. Plus remicade every 6 weeks is 8000. I can't just buy insurance becuz of my pre existing condition. Currently i do have insurance under my father but will be losing it in a fee months :( I get very stressed over this subject and I am just looking for advice on how everyone else handles this.
Posted 3/27/2012 10:24 AM (GMT 0)
Can I ask why you will be losing your father's insurance? Don't forget under the new health laws I believe he can actually keep you on his until you are 26. Not sure if you can COBRA his or not, probably not. I know when both my boys aged out of our insurance Highmark sent them a Certificate of Coverage, to prove they didn't have a lapse. And yes there are those on disability, I'm sure others with more experience & info will be along to add to my response.
Posted 3/27/2012 5:29 PM (GMT 0)
I will be turning 26 next month....cobra is an option but it's very expensive.
Posted 3/27/2012 8:12 PM (GMT 0)
You should read the information provided by the US government regarding Health Care changes regarding pre-existing conditions. There is even a map showing state by state the programs provided. http://www.healthcare.gov/index.html

While COBRA may be expensive, it may be less costly than the plans being offered.  But again, I encourage you to review the rules for your state. More options are opening up all the time -- unless the Supreme Court rules against the health care mandate. Then I am not sure what will happen to some of the programs already in place.

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