Possible newbie to Crohns. Looking for some advice please!

Thanks! I will try my best to calm down.

It completely depends on your insurance, how it's billed, where you do your infusion, etc. Humira (I think) you pick up from a pharmacy and do it at home, so it would be part of prescription stuff. Remicade, it depends on where you do your infusion and how they bill it. I used to do my infusions in an infusion center, so that was billed as almost like an urgent care kind of thing. Now I do it in my doctor's office, so it's billed as a doctor appointment. In fact, right now I don't even pay anything towards the deductible at all for my infusion; even in January, my entire Remicade infusion visit is a $30 copay like a doctor appointment. I know I'm really lucky to have amazing insurance; not everyone gets that. On previous insurances, the medication part and stuff was billed like meeting deductible, then I paid the 20%/80% like I would with an x-ray or something until I met my out of pocket maximum.

There are programs through the drug companies that help when you don't have good coverage and can't afford the treatments. Since you are not needing these medicines right now, try not to worry about it. If you buy your insurance from the ACA marketplace, I suggest you pay extra and buy the best insurance you can choose next time there is open enrollment.

You seem like you are feeling pretty overwhelmed with this new diagnosis and that is understandable. The Crohns foundation at ccfa.org has online support groups that are especially helpful for newly diagnosed patients. You might want to look into that. They also have a great webcast explaining navigating insurance, but my suggestion to you is that you need to focus away from all of this to the extent that you can.