Has anyone run out of COBRA insurance?

I think mine is early 2011 when it runs out. I'm contemplating moving to Canada.

I'm freaking out just thinking about it. Really, I'm nauseous now. I just got my COBRA payment info and the stimulus money ran out and it went from 123 to 378 a month (keep in mind I make NO money) and that only lasts another 3 months. I just told a friend of mine I might have to marry for insurance.

Right now, you should start getting quotes from insurance providers in your state, and then make sure you have new insurance as soon as your COBRA expires. The HIPPA act should be able to protect you if you do this - meaning they won't be able to exclude pre-existing conditions. 

But do NOT let your COBRA expire and then try to get insurance - because then the new provider might be able exclude a pre-existing conditiom. 

HIPPA info:

http://dch.georgia.gov/00/channel_createdate/0,2095,31446711_31835573,00.html

info about which health care providers are in Georgia:

http://georgiahealthinfo.gov/cms/compare_health_plans

Georgia's pre-existing coverage plan took effect July 1 thanks to passage of the new health care act this year, but does not cover you unless you are uninsured for at least six months:

http://davidscott.house.gov/News/DocumentSingle.aspx?Documentid=193402

Some details of the plan:

https://www.pcip.gov/StatePlans.html

Hi Becky,

I"m sorry for the predicament you're in.  Does your state have insurance for people who can't get individual insurance?  I would check that out and, if your state has it, see what you need to do to qualify.

Good luck and please keep us posted!

Debbie in Chicago

I cannot thank you all enough!! I've started looking, and things don't look near as bad as I thought. Coventry is who I have now, and would be the easiest since all of my doctors (I have 6...including specialists) are Coventry doctors. The monthly payments are much lower than I expected.

I'm going to sit down and look over all of them and figure out which would work the best, and talk to my financial advisor (Dad) to see what he thinks.

You guys are great. I was so freaking out, and you are all so helpful!!!