"Letting him have it with both barrels"!!!!!!!!!!
Yep, communications are the backbone of any good or even decent marriage. Without communications, it ain't gonna work! Been there - done that!!!
A counselor, not a shrink, is a good idea. "Shrink" is purely derogatory! If you meant a psychiatrist, for couples counseling .... not likely to work. If you meant a talk psychologist - and with couples counseling experience - that's a good start.
Of course ..... both parties need to be receptive to go - and to go with open minds! Is that possible???
Staying married - just for the insurance coverage? Really?
Sometimes, it's better to just say good-bye. Millions of us do or have - and some of us several times. I once heard it's better to live in peace but alone .... then to live with stress and hatred all of the time.
I do think going to a couples counselor is a great idea IF there is a chance that two people can improve their communications - even if their marriage doesn't survive. We all need help from time to time - just the honest facts!
Hope you can put some of your energy into positive thoughts.
Peace and wellness
Rob & Gizmo