Thanks for sharing that wise bit of advice. I'm afraid I"m guilty of not doing that and it's cost me a lot of pain. I know you're right but following through is hard, especially for moms who are always strapped for cash.
Since I'm reading this late at night I think I'll try to take your advice tomorrow. And I will also TRY to remember to report on my success, or lack thereof...lol
Warm Hugs,
Chutz