Congrats on the Graduation.
Many substance abusers will benefit from your wisdom and life experiences.
I encourage you to go for the PhD. I have my 6th Year Certificate in Education...30 credits more than a Master's Degree, but no dissertation. Some colleges call it ABD, all but dissertation.
I never wrote the paper, had a bunch of kids, got divorced, met Mike, had a career, and all those years whizzed by.
Not finishing is one of my biggest regrets.
Don't wait...DO IT GIRL!
PS: Fortunately, good typing/spelling didn't count!