need financial advice

He should check in with the national parkinson foundation,and the americanparkinsons disease associaton.Both can give him plenty of advise.Also check in with disabilites section of the social services office in your area.Also check the paralegal association in your area,and check in on socialsecurity disability.Premiums on life insurance policies may be waved for disability.Just a start happy hunting.Ed  ps some of his college tuition may be waived due to disability,and his insurance policy will spell out time restrictions.

Keep in mind, I am in Canada....but generally, there are ways to significantly help. If he pursues disability, likely he can get "interest relief" immediately (to accrue no additional debt) on his student loan. Send a letter requesting this with a copy of the application for disability. You will have to substantiate with medical records, so keep copies. Once disability comes in, apply to have the college fees waived for good as the purpose of getting the diploma was to be employable -which he has just learned he can't pursue. Most post secondary schools are OK with this, with good advocacy. The insurance should not be void or lost as he was diagnosed significantly after purchasing the benefits. If it was within weeks, it might be suspect, and even then, they will often ask you questions of what made you go to the doctor, when you noticed these symptoms begin, etc. If it's weeks that's one thing, but MONTHs...a good lawyer should be able to preserve his insurance plan for sure. And, be prepared for a fight but don't take the first "no" as the bottom line -go to a manager and then to head of the company at that office and then to a parent company. Some insurers will be wonderful up front. You don't necessarily need a paid advocate to do any of this....