Posted 2/21/2014 12:52 PM (GMT 0)
dmlvt,
You need to take another look at the ACA. You could cover yourself and your children and let your wife stay on her plan. Incomes as high as $110,00 can still qualify for a subsidiy. Consumer Reports has a tool to help you see if you will qualify. I do not have a link but you can google CR.
Don't give up on this. I have ACA insurance and it has saved me almost $90000 already this year. I had a heat attack and was hospitalized for a few days.
Don