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Prostate Cancer
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Posted 4/17/2014 1:29 AM (GMT 0)
Three years ago AFLAC came to our office and I signed up for a couple policies, one of which was the cancer policy. I took out that policy because my older brother was battling cancer, non prostate. When I was diagnosed I was paid $5,000 plus biopsy benefit, 140, within a week of providing my agent with a copy of the biopsy.

Now as I am preparing for the possibility of eventually coming off AS I was contemplating second opinion from Proton beam institutes. I started checking my AFLAC cancer policy and found I have benefits for second opinion, travel and lodging for second opinion, and lodging benefits if I am further than 50 miles from home for treatment.

While I would rather not be in the PC club I am so glad I signed up for AFLAC. It takes a lot of the $ questions out of the equation.

Now I need to investigate further the travel and benefits from Medicare and Tricare for the same expenses.
Posted 4/17/2014 1:54 AM (GMT 0)
I, on the other hand, greatly regret not signing up. HR tells me I can do so in 2 years after 5 years of being "clean".
Posted 4/17/2014 3:03 AM (GMT 0)
Big believer in the AFLAC cancer policy. It has paid me many a thousands of dollars over the years. I got a similar amount on my PC dx, plus when I underwent SRT, the 39 sessions paid me over 12k on the radiation alone. Plus, each of my 9 PC related operations paid us back some as well.

David
Posted 4/17/2014 4:03 AM (GMT 0)
Since cancer is rampant in my family & friends, I signed up with AFLAC years ago for the cancer policy. My company at the time had insurance that paid 0 (ZERO, NADA) bucks for anything cancer related. Net paid for my RT & surgery was about $4k more than total premiums paid over the years. Note to those as yet undiagnosed, buy the rider for extra pay on the first diagnosis cancer.

Over the years my coverage evolved to have some cancer provisions, but left most costs as "applied to out of pocket maximum". It effectively covered the first year out of pocket and part of the second. I can't say it paid for vacations or crusies, but it did replenish my SHTF fund.

GO AFLAC! Love the Duck!!
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