Hi Paul,
I had no problem having BCBS pay for it but my out of pocket was $3000. I paid $1500 down and the hospital carried the remainder for 12 months with no interest charges.
I figure the cost savings in pads and taking my pants to the cleaners will more that pay it all back in 3 years.
But it was well worth in QOL alone!
Doesn't it piss you off, no pun intended, when someone like your brother has no incontinence issues and you do?
Bill from Florida