HealingWell
Search Close Search
☰

Obama's Affordable Care insurance and Remicade payments.

Support Forums
>
Ulcerative Colitis
✚ New Topic ✚ Reply
1 2 3 4
❬ ❬ Previous Thread |Next Thread ❭ ❭
Posted 5/25/2013 12:12 PM (GMT 0)
All I am going to say is, in 2014, when all this takes effect, there is going to be nothing but confusion from both the people and doctors. No one knows what they are doing. It is going to get crazy
Posted 5/26/2013 7:16 PM (GMT 0)
Anyone else terrified of the IRS being in charge of enforcing Ocare?
Posted 5/26/2013 10:33 PM (GMT 0)
Well, any provision that says you get a tax break to buy from a pool, or a tax penalty for not having coverage, ... etc. will be something the IRS has to do. it is tax stuff after all.

but nobody else could do it. nobody else has all the payroll and withholding information.

there likely will be some issues, for anybody public or private wit such a big thing to do. single payer would have been less complicated, but still plenty of confusing to cut over to. big changes equal big confusion.

But a good number of pieces are already in place in 2013, and a good number of pieces are handled by other bureaus or by states.
Posted 5/27/2013 3:58 AM (GMT 0)

Devonhill said...
The Affordable Care Act provides Americans with better health security by putting in place comprehensive health insurance reforms that will expand coverage, hold insurance companies accountable, lower health care cost and enhance the quality of care for all. As part of this, starting in 2014, every person with insurance coverage through an employer will have to give $63 each year to cover the price of getting insurance for people with preexisting problems.

This is obviously spam...

Post Edited By Moderator (Michelejc) : 6/5/2013 9:45:35 AM (GMT-6)

Posted 6/5/2013 8:01 AM (GMT 0)
The Affordable Care Act is already law, and has been for several years. Provision of the law phase in all the way out to 2020.

en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act#Provisions_by_effective_date

The sky continues to show no sign that it is in fact now closer to the surface of the Earth.
Posted 6/5/2013 1:56 PM (GMT 0)

meemers said...
Anyone else terrified of the IRS being in charge of enforcing Ocare?

noah said...
The sky continues to show no sign that it is in fact now closer to the surface of the Earth.

Yes, nothing to see here. The organization in charge of implementing my healthcare is daily being shown to be absolutely tyrannical in perpetrating a 'long train of abuses.' Do I have any reason to believe they would not ask me ridiculous questions like what I pray about or for me to to make copies of my Facebook page or tweets for them before receiving a decision on a medical issue? If you think that is some soi-disant rambling of an anti-government anarchist, go watch the hearings and read the primary documents. It's been happening, repeatedly. No, most Americans, if not outright thanking the IRS and signing thank you cards to them for targeting specific groups have at best an insouciant attitude about their individual rights being chipped away.

I agree with meemers, as a young diseased person, I'm very concerned about the IRS enforcing the ACA.

 

Posted 6/5/2013 4:21 PM (GMT 0)
I must have missed something somewhere. I don't believe the IRS is actually in charge of enforcing the ACA but I guess it depends on what your definition of "enforcing" is. As far as I know the IRS has almost absolutely nothing to do with the ACA other than at tax time we will be required to furnish proof to the them that we have health care coverage and, if not, we could face a penalty or tax - whichever term you wish to use. On top of that, as far as I know, the IRS will be required to keep income taxes and health care tax penalties separate issues. On top of that again, I don't believe the IRS has been given any "enforcement" tools or directives to force anyone to pay the penalties. Other than that, the IRS has absolutely nothing to do with the ACA.

Now the other IRS recent bruhaha is a totally different matter and very disturbing but I don't see it as being related to the ACA at all.

Posted 6/6/2013 2:03 AM (GMT 0)
garylouisville,

You are correct. The enforcement authority of the IRS was stripped from the ACA.
Posted 6/6/2013 5:37 AM (GMT 0)
The IRS will absolutely be enforcing the tax and mandatory insurance coverage provisions of Obamacare, and businesses will be subject to audits for compliance. They need to clean out the dead wood at the top so people can have at least some confidence in the organization, if that's even possible given recent revelations of wrongdoing.
Posted 6/6/2013 5:56 AM (GMT 0)
www.irs.gov/uac/Questions-and-Answers-on-the-Individual-Shared-Responsibility-Provision

What are the statutory exemptions from the requirement to obtain minimum essential coverage?

1. Religious conscience: You are a member of a religious sect that is recognized as conscientiously opposed to accepting any insurance benefits. The Social Security Administration administers the process for recognizing these sects according to the criteria in the law.
2. Health care sharing ministry: You are a member of a recognized health care sharing ministry.
3. Indian tribes: You are a member of a federally recognized Indian tribe.
4. No filing requirement: Your household income is below the minimum threshold for filing a tax return. The requirement to file a federal tax return depends on your filing status, age, and types and amounts of income. To find out if you are required to file a federal tax return, use the IRS Interactive Tax Assistant (ITA).
5. Short coverage gap: You went without coverage for less than three consecutive months during the year. For more information see question 21.
6. Hardship: A Health Insurance Marketplace, also known as an Affordable Insurance Exchange, has certified that you have suffered a hardship that makes you unable to obtain coverage.
7. Unaffordable coverage options: You can’t afford coverage because the minimum amount you must pay for the premiums is more than eight percent of your household income.
8. Incarceration: You are in a jail, prison, or similar penal institution or correctional facility after the disposition of charges against you.
9. Not lawfully present: You are neither a U.S. citizen, a U.S. national, nor an alien lawfully present in the U.S.

Let's examine #7, shall we? If the price of health insurance would exceed 8% of your household income, then you are exempt. I have some recent experience with this as I was on private insurance paying out of pocket from January 2010 until October 2011. I think our rates were hiked 3 times during that period, and our benefits were cut twice. When it got too overwhelming, I upped the family deductible to $20,000 and the individual deductible to $10,000 in order to reduce the monthly payment down to about $580. Multiply $580 by 12 months and you get $6,960 for coverage that effectively covers nothing except catastrophic incidents. If the household income were $87,000 a year, then $6,960 would be right at 8%

I think a whole lot of people can stop fretting about getting fined by the IRS for failing to have health insurance.
✚ New Topic ✚ Reply
1234