geeker,
I know some of your pain. Last 2 years has included a layoff, bankruptcy, foreclosure, and when I finally did get a job working for the state I was making almost 40% less. My GERD meds are pretty cheap no matter what, but my Asacol, if I didn't buy from Canada I wouldn't be able to afford it even with employer provided health insurance. There was a point, while laid off, that I was considering whether we'd have to move to Canada to find work and get health insurance.
Wife and I go back and forth from time to time where I think we might kill each other and/or divorce. We're already right at the financial edge, so if we did divorce I think we'd both be homeless and the kids living with relatives.
Right now, the state doesn't have a budget, so come July 1, if there's no budget, some of us are probably not going to get paid. If that happens, and we have to pack it in and move somewhere, I suspect there'll be a firesale, as it were, on everything that won't fit in a minivan with 2 adults, 3 kids, and 2 cats.
When I was on unemployment, going to the state unemployment office (ESD) twice a week for Job Club was strangely therapeutic and helpful. I got to see and meet people who'd fallen much farther than I had, and some who probably had homelessness in their future.
It's not that I can "put on a happy face" or "smile at adversity". It's that I'm at peace with a situation where I know what I can and cannot change. There is comfort in that because you cannot go through life scared and worried about
things.
Do I still worry? Of course, at times, and maybe too much. But I don't let it consume me.
Regardless of what you decide to do in terms of leaving your husband or staying with him, you need to find an escape. Alcohol and drugs are the escapes of some, which obviously leads to very bad places. Bicycling does it for me. I bike commute daily, plus I go out and ride at least once a week with the local bike club.
Sewing, believe it or not, is another escape for me. There's a local place, which is something of an odd mix of boutique and sewing school. I'm not really an artistic sewer. It's more of a utilitarian skill, but there is some art in it for me.
Also, you need to find reasons to laugh. I highly recommend "Christopher Titus: Rockwell is Bleeding".
youtu.be/DvINZZnEJCU