beatUC said...
Dude, the real problem with this thread is that a person who is having a very difficult time asked about experiences getting disability for UC and was attacked for not wanting to get surgery when there might be many other factors involved, including depression, and who knows what else. Who are we to judge?
Where is the respect and empathy I ask?
That's not the reason the OP was "attacked". The offense was taken, and voiced, due to the implication that having surgery would leave someone permanently disabled and unable to perform certain jobs/tasks when the reality is quite the opposite. There was never a push for or against the OP to have surgery or seek out one type of treatment over another until somebody riled everyone up into a pro surgery vs con division.
To answer the OP's original question, as others have said, you can qualify for temporary (state) disability during flare ups that leave you unable to work. You'll need to fill out the proper paperwork which you can usually find on your states division of labor website. There will also be paperwork for your doctor(s) to fill out as well as sometimes your employer, depending on the state. The state benefits usually pay out around 2/3 of your weekly earnings for a certain amount of time (in Nj it payed out until I reached my allotted total amount which was 2/3 of my yearly earnings from the base year/period. In CA it continued to pay out for almost a year, but that may have been because my GI filled in on the paperwork that I'd be unable to work for that long).
As far as federal disability/SSI/SS benefits go - the federal program is set up for individuals that have a long term or permanent disability and have exhausted their temporary benefits. It's specifically set up for people who will be or have been disabled and unable to work for a year or more. From what I understand, IBD DOES qualify for federal benefits, however the application process is extensive.
You need to give your medical history, send in all of your medical records, (I think they might also request additional statements from your doctors). They will also send forms for you to fill out regarding your work history/skills and education in order for them to determine if you are able to perform any work at all (regardless of whether it's your actual profession - ie you're a nurse so you tell them one of your major problems is you can't stand on your feet for 12 hours a day due to illness, however you have administrative experience so they'd need to determine you are unable to perform at a desk job as well).
There are also questions regarding your mental state (depression, mainly), as well as your ability to perform everyday tasks (can you cook for yourself, are you responsible for anyone else like children, pets, can you do your own laundry, can you drive, etc). It is an extensive process and can take up to four months to receive a determination. They also don't start payouts until after the five month mark from which you state you became disabled (say you put your disability began January 1, your first payment wouldn't be until June if you are found eligible).
Most people are denied the first time around, but after one appeal (where you have to go in for interviews, see more doctors I believe) the amount usually jumps up to a 7/10 approval rate or something like that. Like I said it's an extensive process and you need to do everything you can to prove every step of the way why you're unable to not perform any work at all.