Good Morning and Welcome to HealingWell. I am going to post you a link that should answer some of your questions. The single most important step for patients trying to determine whether they should consider a coronary CTA is consultation with their primary physician, as well as get a second opinion.
I would consider calling your insurance company to ask where you might find a Cardiologist for a second opinion and not in the same clinic as the Dr. you are already seeing.
http://www.mayoclinic.com/health/coronary-angiogram/MY00541/DSECTION=what-you-can-expect