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Sick with med changes, fractures and in full panic

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Posted 8/20/2011 8:50 PM (GMT 0)
Its me. Been down sick with the med changes, fractures, etc. No brain tumor though! I've been down sick and unable to work for almost 2 yrs. Sister, ex, food bank, have to move in have been barely able to get food, rent, med care. So I couldn't pay my credit bill and survive. Now they're suing me for it. Had perfect crd score, wked hard my whole life til this. HAS ANYONE BEEN THRU THIS? WHAT WILL THEY DO 2 ME? I'M SO TERRIFIED! ANXIETY OFF HOOK!
Posted 8/20/2011 10:03 PM (GMT 0)
H Blue, I am so sorry to hear of this! Can you work with the company? Sometimes, if they understand the situation, there can be a payment plan put into effect. If it is too late for that, I wonder if a lawyer could help you considering your circumstances?

I am glad that you posted, I was wondering awhile ago how you were getting on. I hope that your medication, withdrawl, pain and over-all well being are starting to improve.

Hopefully someone with more knowledge about financial stuff will advise you here soon. In the meantime, try not to worry over it too much...it won't change things, and will only be hard on you physically and mentally. Remeber it is only money, and though some people and institutions seem to think it is the most improtant thing...we do not!:)

You are your number one priority, and getting better is more important than anything. Do what you need to do, but don't be scared about this. It will be resolved.

Be well, and let us know how you are doing soon,
S.C.
Posted 8/20/2011 10:52 PM (GMT 0)
Dear Blu,

I am sorry to hear of this latest bad turn of luck. I am not a lawyer but here is what I think is your answer in a nutshell.

Can a credit card company sue you for debt? Yes. I wouldn’t say it’s extremely likely but it is possible and the amount of debt, the credit card company, and the state you live in will probably all be factors in whether or not it actually happens. Ultimately, this is something you need to consult an attorney for – to both find out how you should handle it and what a creditor can and cannot do to enforce a judgment in your state.

I so agree with SC, your health comes first and please take care of you first.

Gentle Hugs,
Kitt
Posted 8/21/2011 3:51 AM (GMT 0)
They served a summons with a court date. I cant believe it. Theres nothing I can do. Dear God. I expected to lose things frm being sick, but my job, my credit, my health, friends have faded away, sons are at odds, having to move, my so called church, my belongings, being 1000 away frm my children., my car, my license, my youngest has pulled away inside. Im in pain and sick every waking moment, broken teeth now. I have nothing. Absolutely nothing. And they want to sue me when I get food frm the food bank and my sister helps pay my rent that Im way behind on and my utilities so I dont sit in the dark and they want to sue me. Theres nothing left. What planet have I woken up on?
Posted 8/21/2011 2:41 PM (GMT 0)
Blu,

I am really sorry you are in this position, in NZ, we have access to free lega; aid, do you have that where you are?
Posted 8/21/2011 3:01 PM (GMT 0)
Blu,

I can only imagine the pain and fear you are feeling right now.
Your life has come apart at the seams and the flood of emotions are overwhelming but keep on believing that things will get better. I think Awty has a good idea, do you have legal aid available to you ?
I will keep you in my thoughts and prayers and please do keep posting here in the forum as sharing your fears is a good thing.
Gentle Hugs,
Kitt
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