Extreme panic

Cilly,

Sometimes the little tasks and details add up into one big overwhelming mountain to face.

However, there is an easy solution to all this!

Go to an office supply store and get a big appointment calendar...the type with big boxes to write things in.

Then use color coded pens or stickers to mark medication times (which you can then cross out/remove sticker when taken) and bills/payments due.

Hang this in a central place where you are sure to see it several times a day...this way you can't forget.

Rite Aid now has pill bottle timers that you could look into as well...or better yet, set your cell phone timer as a reminder.

Another thing you could do it pin your bills...return envelope stamped and ready to go, on a bulletin board...so all you need to do is add the check, and you are good to go...no searching in a disorganized pile of mail!

These are all alternatives to the easiest solution...automatic payment, which most major utility companies and creditors offer.

Wishing you the best in getting everything up to date and in order. Once you start you will feel much less anxious, and it will be easier to keep on top of.

S.C.

Hi Cilly

I'm sorry to hear about this problem of yours. I know how it feels to be distracted and out of focus whenever feeling anxious or depressed. In my opinion the best way to handle this situation is to face it head on. Apologize to the credit card company and if you have enough money pay them immediately. If not burrow some money from relatives or friends and commit on paying them as soon as you've found a job and gets paid. You shouldn't avoid your counselors. They are there for a reason, and that reason is to help you. As I said I know how it feels to be distracted, I also know how it feels to worry about finances. Unfortunately, money doesn't come pouring down from the heavens and we really should admit ourselves to our work if we want to earn. That's the only way to solve financial crises.

Don't be mad at yourself, it could happen to anybody, anxiety or not, money is really everyone's problem. I do hope you get the help you need. Good Luck and God Bless you.